Have you finally bought the house you’ve been waiting for? These are exciting times for you, but as a
wedding, buying a property can be very stressful! Especially when you join all the documents involved!
One of the first steps after purchasing a property involves property registration.
In India, entire families are known to go together for the registration process after choosing a suitable and
While we like you to keep that zeal and zeal for registering your property high, our legal experts point out
that you keep these points in mind so that the registration process goes haywire.
Before going through the registration process, it is very important to assess the authenticity of the
documents submitted by the developer or seller. In the absence of a digital land record, it is quite easy to
fall prey to unscrupulous sales.
Therefore, it is good to avail of the services of a lawyer who is well experienced in handling these cases.
He/she should be able to assess the correctness of the documents and will advise you to proceed with
You would be aware that the state government levies stamp duty on all registrations of property. Each
state follows a different structure for imposing stamp duty. You should check the applicable rates for your
circle as per the rate fixed by the state government and accordingly make a demand draft of that amount.
Many states give preferential rates to women to encourage property hold among women. Apart from
stamp duty, you will also have to pay an amount for registration, which is usually calculated at 1% of the
value of the property. Do you have the demand draft ready for the right amount before you go for
Check the document
Property registration is a legally binding process. Therefore, you need many documents to be submitted in
support. Some important documents that you should not miss are:
•ID and proof of address of the people involved in the registration process
•No Objection Certificate for Property (NOC)
•Bank documents/statements, if the property is financed with a loan
•Property title deed (from the end of the seller)
•Agreement for sale executed by seller and buyer
•Approved Building Scheme
•Power of Attorney, if any
•Tax paid receipts
•DD for payment of stamp duty and registration fee
•TDS papers, if the value of the property is more than Rs 50 lakhs
A registration process requires witnesses to both parties (buyer as well as a seller). They will be required
to appear through the process of registration. Make sure they carry their ID.
An appointment with a sub-registrar will be required to register your property as registration can only
take place in its presence. A lawyer will be able to assist you in scheduling an appointment.
The registration process is a long-drawn process, often running throughout the day. Keep yourself free
from any other commitments and make sure that everything you need for registration is placed in the
previous day’s order.